<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>MerchantHQ Blog</title><description>MerchantHQ compares 80+ UK card-payment providers, places you with the right acquirer for your trade, and stays your named UK account team for life. Counter card machines, online gateways, mobile readers, Tap to Pay, plus high-risk verticals.</description><link>https://merchanthq.co.uk/</link><language>en-GB</language><item><title>Card Machine Fees Explained: The UK SME Guide for 2026</title><link>https://merchanthq.co.uk/blog/card-machine-fees-explained-uk-2026/</link><guid isPermaLink="true">https://merchanthq.co.uk/blog/card-machine-fees-explained-uk-2026/</guid><description>Every card machine fee a UK business pays in 2026: interchange, scheme fees, acquirer margin, PCI, monthly and chargeback charges, and your effective rate.</description><pubDate>Mon, 25 May 2026 00:00:00 GMT</pubDate><category>rates-and-fees</category><author>Oliver Mackman</author></item><item><title>2026 UK Card Processing Rate Benchmarks: What SMEs Are Actually Paying</title><link>https://merchanthq.co.uk/blog/2026-uk-card-processing-rate-benchmarks/</link><guid isPermaLink="true">https://merchanthq.co.uk/blog/2026-uk-card-processing-rate-benchmarks/</guid><description>Real UK SME card processing rates for Q2 2026. Headline rates and effective blended rates for Dojo, SumUp, Square, Stripe, Zettle, Tide, Tyl and Revolut.</description><pubDate>Mon, 18 May 2026 00:00:00 GMT</pubDate><category>rates-and-fees</category><author>Oliver Mackman</author></item><item><title>Hidden Fees on Free Card Machines: What to Check Before Signing</title><link>https://merchanthq.co.uk/blog/hidden-fees-on-free-card-machines/</link><guid isPermaLink="true">https://merchanthq.co.uk/blog/hidden-fees-on-free-card-machines/</guid><description>Free UK card machines are rarely free. PCI fees, statement fees, minimum monthly, gateway fees, chargeback fees and withdrawal fees explained for SMEs.</description><pubDate>Mon, 18 May 2026 00:00:00 GMT</pubDate><category>rates-and-fees</category><author>Oliver Mackman</author></item><item><title>Tap to Pay on iPhone vs Hardware Card Machine: Which Wins for You</title><link>https://merchanthq.co.uk/blog/tap-to-pay-iphone-vs-hardware-card-machine/</link><guid isPermaLink="true">https://merchanthq.co.uk/blog/tap-to-pay-iphone-vs-hardware-card-machine/</guid><description>When Tap to Pay on iPhone beats a hardware card machine and when hardware wins. Cost-vs-volume thresholds, vertical fit and the £100 contactless ceiling.</description><pubDate>Mon, 18 May 2026 00:00:00 GMT</pubDate><category>hardware</category><author>Oliver Mackman</author></item><item><title>UK Contactless Limit in 2026: Where the £100 Cap Stands</title><link>https://merchanthq.co.uk/blog/uk-contactless-limit-changes-2026/</link><guid isPermaLink="true">https://merchanthq.co.uk/blog/uk-contactless-limit-changes-2026/</guid><description>Current UK contactless limit, FCA Strong Customer Authentication context, and what changes for merchants if the £100 cap is lifted in 2026.</description><pubDate>Mon, 18 May 2026 00:00:00 GMT</pubDate><category>industry-news</category><author>Oliver Mackman</author></item><item><title>When to Switch Your Card Machine Acquirer: 5 Trigger Points</title><link>https://merchanthq.co.uk/blog/when-to-switch-card-machine-acquirer/</link><guid isPermaLink="true">https://merchanthq.co.uk/blog/when-to-switch-card-machine-acquirer/</guid><description>Five signals it is time to switch your UK card-machine acquirer: contract renewal, rate review, hardware end of life, settlement, vertical change.</description><pubDate>Mon, 18 May 2026 00:00:00 GMT</pubDate><category>switching</category><author>Oliver Mackman</author></item></channel></rss>