Editorial team

Every review, switching guide and trade lander on MerchantHQ is owned by a named author who has held the terminal, run the test transactions, and signed off on the verdict.

• Adam Parker

  Author · Founder & Managing Director, Muswell Rose

  Adam writes the MerchantHQ library. Founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company that operates MerchantHQ. Career across insurance, mortgages, commercial finance and fintech lending.

• Oliver Mackman

  Reviewer · Director, Best Business Loans Ltd

  Oliver reviews everything MerchantHQ publishes and leads the terminal review programme, the trade-by-trade matrix and the high-risk acquirer comparisons. UK commercial finance and merchant payments background.

• Derren Powell

  Payments Reviewer · Founder, Finterra

  Derren independently reviews MerchantHQ's payments money pages: acquirers, fees, high-risk and card machine reviews. More than 25 years in payments, including over seven years at Mastercard, most recently as Vice President, Business Development, Merchants.

Named contributors with specialist hospitality, retail and high-risk experience join through 2026 as the trade matrix fills.