Card machine fees by provider
Quick Reference
Direct Answer
Published UK card processing rates range from about 0.7% to 6%, and 43% of acquirers publish no rate at all. These pages break down what each major provider actually charges: the current published price table, date-stamped and cited, a worked effective-rate example, and how the provider compares against the whole UK market.
Summary
Per-provider UK fee breakdowns for SumUp, Stripe, Square, PayPal Zettle, Dojo and Worldpay: current published price tables with source citations, computed worked examples at £10,000 monthly volume, and market context from the MerchantHQ UK Card Processing Fee Index (published rates range 0.7% to 6%; 43% of acquirers publish no rate).
This Page Covers
Each provider's current published UK fees, worked effective-rate examples, and market comparison against the MerchantHQ Fee Index.
Not Covered Here
Bespoke negotiated rates (request a benchmarked comparison) and pricing outside the UK.
Pick a provider
SumUp fees
Published price table as of July 2026, plus a worked effective-rate example.
Read the breakdown →Stripe fees
Published price table as of July 2026, plus a worked effective-rate example.
Read the breakdown →Square fees
Published price table as of July 2026, plus a worked effective-rate example.
Read the breakdown →PayPal Zettle fees
Published price table as of July 2026, plus a worked effective-rate example.
Read the breakdown →Dojo fees
Published price table as of September 2026.
Read the breakdown →Worldpay fees
No published rate card; what Worldpay does state, what our acquirer index records, and how to benchmark a quote.
Read the breakdown →Where the numbers come from
Every published figure is read from the provider's own UK pricing page and date-stamped on the page that quotes it. Market context comes from the UK Card Processing Fee Index, our first-party study of published rates, pricing transparency and contract terms across UK acquirers, and the underlying Card Acquirer Index. To model your own volume, use the fees calculator.
Selling remotely as well as in person? The same published-rate approach covers payment link fees by provider and QR code payment costs.
MerchantHQ is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman. Last updated:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.