Take card payments in the UK. Get 2 to 3 matched quotes.
40+ UK card-payment providers compared. A two-minute form sends your enquiry to our broker partner, which works to return 2 to 3 matched quotes. Free. Our broker partner pays us a fee. Only our broker partner contacts you.
- 40+ card-payment providers
- 2 min application
- 2 to 3 matched quotes
- Companies House #16833937
Pick your route
Where do your customers pay?
Each route tells our broker partner which kind of provider you need.
In-person, at the till
Shops, restaurants, salons, mobile traders, market stalls. Card terminal or Tap to Pay on iPhone.
Get in-person quotes
Online, on your website
Shopify, WooCommerce, custom checkout, subscription billing. Payment gateway, not a terminal.
Get online gateway quotes
High-risk vertical
Gambling, crypto, vape, CBD, adult, subscription, dating, supplements, firearms. Specialist acquirers only.
Get high-risk quotes
Need both in-person AND online? Pick omnichannel, one acquirer covers both rails.
What you get when you enquire
One enquiry, 2 to 3 matched quotes.
2 to 3 matched quotes
Our broker partner contacts you and works to return 2 to 3 matched quotes for your trade and card volume.
Free to apply
No fee and no obligation. Our broker partner pays us a fee for each introduction.
Specialist acquirers for your trade
High-risk and hard-to-place trades go to the same broker partner, with your risk classification disclosed upfront.
Free guides
Once you are live your provider runs the account. Our guides cover reviewing your rate, chargebacks and switching.
Among the providers we compare
Dojo · SumUp · Square · Zettle · Stripe · Adyen · Worldpay · Barclaycard · Tide · Tyl by NatWest · Revolut · Take Payments · Trust Payments · Acquired.com · Elavon · myPOS · plus the other card-payment providers in our index
Pick by product
Product-specific quote pages
Skip to the page tuned for your buying intent. Each one runs the same matched-acquirer process under the hood.
- Online payments for UK businesses Stripe Checkout, Adyen Web, Shopify Payments, Square Online, GoCardless. Our card-payments broker partner works to return 2 to 3 matched quotes for your platform, volume, B2B-vs-B2C mix and SCA / 3DS2 requirements. See product page
- High-risk card payments for UK businesses Online gambling, crypto, subscription billing, dating, adult, supplements, CBD, vape, firearms, travel, pawnbroking. Mainstream UK acquirers (Stripe, Square, Dojo) decline these. Our card-payments broker partner looks for the specialist providers that do underwrite. See product page
- UK card machine for UK businesses Your enquiry goes to our card-payments broker partner, which works to return 2 to 3 matched quotes from card-payment providers. Free to apply. Our broker partner pays us a fee. The provider you choose runs your account. See product page
UK merchants ask
Common questions
Who is MerchantHQ?
A UK whole-of-market card-payment broker. We compare 40+ UK card-payment providers and pass your quote enquiry to our card-payments broker partner, which works to return 2 to 3 matched quotes for your trade and trading shape. The provider you choose runs your account. Free to apply, our broker partner pays us a fee.
How is this different from going to Dojo or Stripe directly?
You can. But Dojo, Stripe, SumUp, Square all sell one product. MerchantHQ compares them alongside the other card-payment providers in its index, including specialists for high-risk verticals, and our broker partner works to return 2 to 3 matched quotes for your business. Better rates for most merchants, particularly above £15k monthly card volume.
What does it cost?
Free to apply. Free comparison. Our card-payments broker partner pays us a fee for each introduction; you pay us nothing. No fees, no contract on our service, no obligation after seeing your matched quotes.
How fast does it actually take to get card-payment quotes?
Two-minute application. Our broker partner usually contacts you within 24 to 72 hours with matched quotes: rates, contract terms and hardware options. For most mainstream verticals, hardware ships in 2 to 5 business days from acceptance. High-risk verticals take longer for underwriting (typically 5 to 15 business days).
Will you call me 50 times if I fill the form?
No. Only our broker partner contacts you, with matched quotes; you compare and pick the fit. Your details go only to that broker, named on the form before you submit, and we never resell them.
Can MerchantHQ help if my application has been declined?
Yes. Specialist UK providers pick up where mainstream acquirers decline: high-risk verticals (gambling, crypto, vape, CBD, adult, subscription), post-Stripe-freeze merchants, sub-12-month trading history, CCJ history, faith-institution donation systems. Tell us your situation in the form and our broker partner looks for the right route.
Get matched in 2 minutes.
Whole-of-market. Free. Our broker partner pays us a fee. Only our broker partner contacts you.
Get my quotesMerchantHQ is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman. Last updated: