UK card terminal comparisons
Side-by-side comparisons of the UK card terminals UK businesses actually consider. Each matchup covers rate, contract, hardware, settlement, and best-fit. We group by buyer segment so the comparisons stay semantically meaningful. Already know you want a ranked shortlist rather than a single matchup? See the best card machine picks by use case.
| Matchup | Segment | Why these two |
|---|---|---|
| SumUp Solo vs Zettle Reader 2 | Mobile and sole-trader readers | Two leading no-contract UK card readers for sole traders and mobile businesses. |
| SumUp Solo vs Tap to Pay on iPhone (no terminal) | Mobile and sole-trader readers | Dedicated reader vs phone-only acceptance for sub-£8k monthly turnover. |
| Tap to Pay on iPhone (no terminal) vs Zettle Reader 2 | Mobile and sole-trader readers | PayPal Zettle hardware vs Tap to Pay on iPhone for small UK businesses. |
| Revolut Card Reader vs SumUp Solo | Mobile and sole-trader readers | Two leading UK fintech card readers for mobile and pop-up traders, SumUp Solo against the Revolut Card Reader. |
| BBPOS WisePad 3 vs Stripe Reader M2 | Mobile and sole-trader readers | Two BBPOS-based card readers used by Stripe Terminal merchants in the UK. |
| Dojo Go vs Square Terminal | All-in-one countertop terminals | Contract-based hospitality favourite vs no-contract all-in-one for UK retail. |
| Square Terminal vs SumUp Solo | All-in-one countertop terminals | All-in-one terminal vs entry-level mobile reader for sub-£15k merchants. |
| Dojo Go vs Tyl by NatWest | All-in-one countertop terminals | Hospitality-favourite fintech acquirer Dojo Go vs bank-owned NatWest terminal supplier Tyl, compared for UK SMBs. |
| BBPOS WisePOS E vs PAX A920 Pro | All-in-one countertop terminals | Two PAX-class Android smart terminals used by UK acquirers. |
| PAX A77 vs PAX A920 Pro | All-in-one countertop terminals | PAX A920 Pro full Android smart terminal vs the more compact PAX A77 handheld, hardware compared for UK acquirer deployments. |
| Stripe Reader S700 vs Worldpay terminals (legacy estate) | Enterprise and interchange-plus | Developer-platform Stripe Reader S700 vs the legacy Worldpay terminal estate used across large UK enterprise merchants. |
| Dojo Go vs Worldpay terminals (legacy estate) | Enterprise and interchange-plus | Modern UK hospitality-favourite Dojo Go terminal vs the legacy Worldpay estate common in older enterprise setups. |
| Tide Card Reader vs Tyl by NatWest | Bank-acquirer products | Two UK bank-linked card readers compared: challenger bank Tide against NatWest-owned Tyl, for SMBs already banking with either. |
| Revolut Card Reader vs Tide Card Reader | Bank-acquirer products | Two UK challenger-banking card readers with bank-account-linked settlement. |
| Square Terminal vs Stripe Reader S700 | Cross-class search matchups | No-contract Square Terminal vs developer-platform Stripe Reader S700. |
| Dojo Go vs SumUp Solo | Cross-class search matchups | No-contract sole-trader reader vs contract-based hospitality terminal. |
| Square Terminal vs Tap to Pay on iPhone (no terminal) | Cross-class search matchups | Phone-only acceptance vs all-in-one Square Terminal for UK retailers. |
| Dojo Go vs PAX A77 | Cross-class search matchups | Hospitality-favourite Dojo Go acquirer terminal vs the more compact PAX A77 handheld, for UK acquirer deployments. |
| PAX A77 vs SumUp Solo | Cross-class search matchups | Acquirer-bundled PAX A77 terminal vs the no-contract, pay-as-you-go SumUp Solo reader for UK SMBs. |
| PAX A77 vs Square Terminal | Cross-class search matchups | PAX A77 acquirer-issued terminal vs the no-contract, all-in-one Square Terminal for UK retail businesses. |
| PAX A77 vs Tap to Pay on iPhone (no terminal) | Cross-class search matchups | PAX A77 dedicated hardware terminal vs software-only Tap to Pay on iPhone, for merchants weighing up a device against an app. |
| BBPOS WisePOS E vs PAX A77 | All-in-one countertop terminals | Two compact Android smart terminals deployed by UK acquirers compared, BBPOS WisePOS E against the PAX A77. |
| BBPOS WisePad 3 vs PAX A77 | Mobile and sole-trader readers | BBPOS WisePad 3 Bluetooth card reader vs the PAX A77 smart handheld terminal, for UK acquirer-issued hardware. |
| PAX A77 vs Stripe Reader M2 | Cross-class search matchups | PAX A77 acquirer terminal vs Stripe Reader M2 for UK developer-merchants building on the Stripe Terminal SDK. |
| PAX A77 vs Stripe Reader S700 | Cross-class search matchups | PAX A77 acquirer-bundled terminal vs the developer-platform Stripe Reader S700, for interchange-plus UK merchants. |
| PAX A77 vs Zettle Reader 2 | Cross-class search matchups | PAX A77 acquirer-bundled terminal vs the no-contract PayPal Zettle Reader 2, for smaller UK traders. |
| PAX A77 vs Tide Card Reader | Cross-class search matchups | PAX A77 ISO-distributed acquirer terminal vs the Tide bank-integrated card reader, for merchants already banking with Tide. |
| Dojo Go vs Teya Pro | All-in-one countertop terminals | Two weekend-settlement UK terminals: rolling monthly Teya vs 12-month Dojo. |
| SumUp Solo vs Teya Pro | Cross-class search matchups | Plan-based Teya Pro vs no-contract pay-per-transaction SumUp Solo. |
| Square Terminal vs Teya Pro | All-in-one countertop terminals | Teya plan with banking built in vs no-contract all-in-one Square Terminal. |
Mobile and sole-trader readers
- SumUp Solo vs Zettle Reader 2Two leading no-contract UK card readers for sole traders and mobile businesses.
- SumUp Solo vs Tap to Pay on iPhone (no terminal)Dedicated reader vs phone-only acceptance for sub-£8k monthly turnover.
- Tap to Pay on iPhone (no terminal) vs Zettle Reader 2PayPal Zettle hardware vs Tap to Pay on iPhone for small UK businesses.
- Revolut Card Reader vs SumUp SoloTwo leading UK fintech card readers for mobile and pop-up traders, SumUp Solo against the Revolut Card Reader.
- BBPOS WisePad 3 vs Stripe Reader M2Two BBPOS-based card readers used by Stripe Terminal merchants in the UK.
- BBPOS WisePad 3 vs PAX A77BBPOS WisePad 3 Bluetooth card reader vs the PAX A77 smart handheld terminal, for UK acquirer-issued hardware.
All-in-one countertop terminals
- Dojo Go vs Square TerminalContract-based hospitality favourite vs no-contract all-in-one for UK retail.
- Square Terminal vs SumUp SoloAll-in-one terminal vs entry-level mobile reader for sub-£15k merchants.
- Dojo Go vs Tyl by NatWestHospitality-favourite fintech acquirer Dojo Go vs bank-owned NatWest terminal supplier Tyl, compared for UK SMBs.
- BBPOS WisePOS E vs PAX A920 ProTwo PAX-class Android smart terminals used by UK acquirers.
- PAX A77 vs PAX A920 ProPAX A920 Pro full Android smart terminal vs the more compact PAX A77 handheld, hardware compared for UK acquirer deployments.
- BBPOS WisePOS E vs PAX A77Two compact Android smart terminals deployed by UK acquirers compared, BBPOS WisePOS E against the PAX A77.
- Dojo Go vs Teya ProTwo weekend-settlement UK terminals: rolling monthly Teya vs 12-month Dojo.
- Square Terminal vs Teya ProTeya plan with banking built in vs no-contract all-in-one Square Terminal.
Enterprise and interchange-plus
- Stripe Reader S700 vs Worldpay terminals (legacy estate)Developer-platform Stripe Reader S700 vs the legacy Worldpay terminal estate used across large UK enterprise merchants.
- Dojo Go vs Worldpay terminals (legacy estate)Modern UK hospitality-favourite Dojo Go terminal vs the legacy Worldpay estate common in older enterprise setups.
Bank-acquirer products
Cross-class search matchups
- Square Terminal vs Stripe Reader S700No-contract Square Terminal vs developer-platform Stripe Reader S700.
- Dojo Go vs SumUp SoloNo-contract sole-trader reader vs contract-based hospitality terminal.
- Square Terminal vs Tap to Pay on iPhone (no terminal)Phone-only acceptance vs all-in-one Square Terminal for UK retailers.
- Dojo Go vs PAX A77Hospitality-favourite Dojo Go acquirer terminal vs the more compact PAX A77 handheld, for UK acquirer deployments.
- PAX A77 vs SumUp SoloAcquirer-bundled PAX A77 terminal vs the no-contract, pay-as-you-go SumUp Solo reader for UK SMBs.
- PAX A77 vs Square TerminalPAX A77 acquirer-issued terminal vs the no-contract, all-in-one Square Terminal for UK retail businesses.
- PAX A77 vs Tap to Pay on iPhone (no terminal)PAX A77 dedicated hardware terminal vs software-only Tap to Pay on iPhone, for merchants weighing up a device against an app.
- PAX A77 vs Stripe Reader M2PAX A77 acquirer terminal vs Stripe Reader M2 for UK developer-merchants building on the Stripe Terminal SDK.
- PAX A77 vs Stripe Reader S700PAX A77 acquirer-bundled terminal vs the developer-platform Stripe Reader S700, for interchange-plus UK merchants.
- PAX A77 vs Zettle Reader 2PAX A77 acquirer-bundled terminal vs the no-contract PayPal Zettle Reader 2, for smaller UK traders.
- PAX A77 vs Tide Card ReaderPAX A77 ISO-distributed acquirer terminal vs the Tide bank-integrated card reader, for merchants already banking with Tide.
- SumUp Solo vs Teya ProPlan-based Teya Pro vs no-contract pay-per-transaction SumUp Solo.
Every head-to-head: top rated terminals
The full cross-cluster matrix of our top-rated UK card terminals. Use this when your shortlist crosses buyer segments, for example mobile reader vs enterprise terminal, or bank acquirer vs fintech reader.
- BBPOS WisePad 3 vs BBPOS WisePOS E →
- BBPOS WisePad 3 vs Dojo Go →
- BBPOS WisePad 3 vs PAX A920 Pro →
- BBPOS WisePad 3 vs Square Terminal →
- BBPOS WisePad 3 vs Stripe Reader S700 →
- BBPOS WisePad 3 vs SumUp Solo →
- BBPOS WisePad 3 vs Tap to Pay on iPhone (no terminal) →
- BBPOS WisePad 3 vs Teya Pro →
- BBPOS WisePad 3 vs Tide Card Reader →
- BBPOS WisePad 3 vs Zettle Reader 2 →
- BBPOS WisePOS E vs Dojo Go →
- BBPOS WisePOS E vs Square Terminal →
- BBPOS WisePOS E vs Stripe Reader M2 →
- BBPOS WisePOS E vs Stripe Reader S700 →
- BBPOS WisePOS E vs SumUp Solo →
- BBPOS WisePOS E vs Tap to Pay on iPhone (no terminal) →
- BBPOS WisePOS E vs Teya Pro →
- BBPOS WisePOS E vs Tide Card Reader →
- BBPOS WisePOS E vs Zettle Reader 2 →
- Dojo Go vs PAX A920 Pro →
- Dojo Go vs Stripe Reader M2 →
- Dojo Go vs Stripe Reader S700 →
- Dojo Go vs Tap to Pay on iPhone (no terminal) →
- Dojo Go vs Tide Card Reader →
- Dojo Go vs Zettle Reader 2 →
- PAX A920 Pro vs Square Terminal →
- PAX A920 Pro vs Stripe Reader M2 →
- PAX A920 Pro vs Stripe Reader S700 →
- PAX A920 Pro vs SumUp Solo →
- PAX A920 Pro vs Tap to Pay on iPhone (no terminal) →
- PAX A920 Pro vs Teya Pro →
- PAX A920 Pro vs Tide Card Reader →
- PAX A920 Pro vs Zettle Reader 2 →
- Square Terminal vs Stripe Reader M2 →
- Square Terminal vs Tide Card Reader →
- Square Terminal vs Zettle Reader 2 →
- Stripe Reader M2 vs Stripe Reader S700 →
- Stripe Reader M2 vs SumUp Solo →
- Stripe Reader M2 vs Tap to Pay on iPhone (no terminal) →
- Stripe Reader M2 vs Teya Pro →
- Stripe Reader M2 vs Tide Card Reader →
- Stripe Reader M2 vs Zettle Reader 2 →
- Stripe Reader S700 vs SumUp Solo →
- Stripe Reader S700 vs Tap to Pay on iPhone (no terminal) →
- Stripe Reader S700 vs Teya Pro →
- Stripe Reader S700 vs Tide Card Reader →
- Stripe Reader S700 vs Zettle Reader 2 →
- SumUp Solo vs Tide Card Reader →
- Tap to Pay on iPhone (no terminal) vs Teya Pro →
- Tap to Pay on iPhone (no terminal) vs Tide Card Reader →
- Teya Pro vs Tide Card Reader →
- Teya Pro vs Zettle Reader 2 →
- Tide Card Reader vs Zettle Reader 2 →
FAQ
How do you compare two card terminals side by side?
Each head-to-head covers rate, contract, hardware, settlement and best-fit. We group matchups by buyer segment (mobile readers, all-in-one countertop, enterprise, bank-acquirer, developer platforms) so the comparison stays semantically meaningful rather than comparing a sole-trader reader against an enterprise terminal.
Why are matchups grouped by buyer segment?
Comparing terminals within the same segment keeps the verdict useful. The cross-cluster matrix below the curated pairs covers shortlists that cross segments, for example a mobile reader versus an enterprise terminal, or a bank acquirer versus a fintech reader.
Is MerchantHQ tied to any provider?
MerchantHQ runs whole-of-market comparison across 40+ UK card-payment providers. We work with acquirers directly, including some compared here, and they pay us commission on completed introductions. Commission never affects a ranking. Written by Adam Parker and reviewed by Oliver Mackman for Best Business Loans Ltd (16833937).
Last reviewed: 2026-05-16. Editorial by Oliver Mackman.