Card terminal questions, answered

61 plain-English answers to the UK card terminal questions our quote form gets asked most. Most-asked topics: getting a card machine after bankruptcy or a CCJ, day-one trading for a new business, after Stripe or PayPal froze your account, niche trades (CBD, vape, kennel boarding, market traders), switching out of long acquirer contracts, and one-off events (festival pop-ups, fairground, wedding catering). Each answer is editorial, dated, and reviewed by Oliver Mackman (Director, Best Business Loans Ltd, Companies House 16833937).

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Credit, bankruptcy and eligibility

Brand new business and day one trading

Sole trader, side hustle and no VAT

After being shut down by Stripe, PayPal or your bank

Cost, contract and no monthly fee

One-off and edge events

Mobile trades and on-the-job payments

Specific payment types and methods

Connectivity, rural and offline use

Switching, leaving and contract escape

Setup, speed and what you need

Cash flow and settlement timing

Charities, councils, franchises and multi-site

Travel, weddings, clinics and estate agents

Device features and physical use

Last reviewed: 8 May 2026.

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