Free calculators that plug into real UK acquirer pricing. Headline rates lie. Below £4k monthly volume the no-contract 1.69% deal beats the bundled 1.4%; above £8k monthly it flips. The tools below model the actual blended cost so you can compare like-for-like before requesting a quote.
Most UK acquirer comparison sites quote headline rates without modelling monthly fees, contract length, exit charges, chargeback handling or scheme-fee pass-through. The headline number is the wrong input for a decision that compounds across 12 months of trading.
Plug your numbers in. The calculator will tell you which structure (bundled vs interchange-plus, contract vs no-contract, monthly-fee vs zero-fee) beats which on your trading shape. Then come back to /get-quotes/ for matched offers.
✓ 24/7 dedicated account support✓ Quarterly rate reviews✓ Chargeback + dispute help✓ 80+ UK acquirer panel✓ Free to apply
MerchantHQ is operated by Best Business Loans Ltd, registered in England and Wales (company number 16833937). All services, operations and publications under the MerchantHQ brand are delivered by Best Business Loans Ltd.
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