We match you against 80+ UK card-payment providers most likely to approve and beat your current pricing. Free to apply. Acquirer pays our commission. 24/7 named UK account team for the life of the agreement.
Free · 2 mins · No call-back spam · Acquirer pays our fee
80+ UK acquirer panel
24/7 dedicated account team included
Companies House 16833937
80+
UK acquirer panel
2 mins
Form completion
24/7
Support included
Free
To apply
Why UK merchants pick UK card machine through us
24/7 dedicated UK account team
Direct line to a named UK account manager. Phone, email, WhatsApp Business. No acquirer call-centre queue.
Quarterly rate reviews
Every 90 days we check your rate against the 80+ UK panel. Renegotiate or switch when something better exists. Typical first-review saving 15-40 basis points.
Chargeback drafting included
When a chargeback lands we draft the response, gather evidence (SCA logs, delivery proof), submit through your acquirer dashboard. 60-70% win rate typical.
Switching support when you outgrow
New acquirer fit? We manage the cutover. Notice period, exit fees, dual-running, hardware swap. Zero trading downtime. Same account team across acquirers.
Best fit for
UK businesses needing card-payment quotes fast
UK merchants who want a named account team (not a call centre)
UK businesses growing and wanting quarterly rate reviews
UK high-risk verticals needing specialist acquirers
Not the right fit if
UK businesses already on the right rate with happy support (we still re-quote free)
UK merchants who prefer DIY acquirer applications
In the UK market
Boutique UK card-payment broker. We place merchants, then stay the named account team. Acquirer pays our commission on completed introduction.
UK merchants ask
How much does MerchantHQ cost?+
Free to apply, free to use. Acquirers, brokers and partners pay our commission on completed introductions. The ongoing 24/7 support, rate reviews, chargeback help and switching service are included free for the life of the merchant agreement.
How quickly will I get matched UK acquirer quotes?+
Most quote sets out within 24 to 72 hours by email. High-risk and high-volume cases take 3 to 7 business days because the acquirer underwriting team needs longer.
Can MerchantHQ help with high-risk verticals like online gambling, CBD or dating?+
Yes. We work a separate specialist-acquirer panel for high-risk verticals. Disclosed upfront on every introduction.
Get matched in 2 minutes.
Whole-of-market UK acquirer panel. Free to apply. Acquirer pays our commission. 24/7 dedicated UK account team for the life of the agreement.
MerchantHQ is operated by Best Business Loans Ltd, registered in England and Wales (company number 16833937). All services, operations and publications under the MerchantHQ brand are delivered by Best Business Loans Ltd.
Legal and Registration
Registered in England and Wales. Company number 16833937. D‑U‑N‑S 234324824. ICO registered, reference ZC151816 (certificate, verify). Registered supplier on the UK Government's Find a Tender Service (FTS). Details publicly available via Companies House and OpenCorporates.
Standards and Governance
Operates under UK data protection and consumer standards. Aligns with UK GDPR, ISO 27001 and ISO 9001 principles. Working towards Cyber Essentials certification.
Domain Continuity
Primary domain merchanthq.co.uk. Business ownership, entity and services remain unchanged. Reviewed quarterly.