UK whole-of-market comparison

Best card machine for hotels and b&bs UK 2026

See the pick and alternatives for hotels and b&bs below, then get matched quotes from the UK acquirers most likely to approve you.

The best UK card machine for hotels and b&bs in 2026 is Dojo Go (with PoS integration if available), on Dojo or Worldpay (for booking-engine integration). Hotels need card-on-file capability and settlement against authorisation holds; specialist-acquirer integration with booking engines often beats no-contract acquirers. Typical hotels and b&bs card payments run £80 to £300 per transaction with ~50% contactless. Booking-engine pre-authorisation with settlement at stay end. Variable across season. Alternatives that fit lower-volume hotels and b&bs: Square Terminal (small B&Bs); Stripe (online + in-person hybrid).

Reviewed by Oliver Mackman against our ranking methodology. Last reviewed 2026-04-26.

Our pick

Dojo Go (with PoS integration if available)

Acquirer: Dojo or Worldpay (for booking-engine integration)

Hotels need card-on-file capability and settlement against authorisation holds; specialist-acquirer integration with booking engines often beats no-contract acquirers.

Read full Dojo Go review

What hotels and b&bs card payments look like

Cashflow shape
Booking-engine pre-authorisation with settlement at stay end. Variable across season.
Average transaction
£80 to £300
Contactless share
~50%
Recommended acquirer
Dojo or Worldpay (for booking-engine integration)

Alternatives for hotels and b&bs

  • Square Terminal (small B&Bs)
  • Stripe (online + in-person hybrid)

Watch outs specific to hotels and b&bs

  • Card-on-file PCI requirements stricter.
  • Booking-engine integration with the acquirer often dictates choice.
  • Pre-authorisation hold management adds friction at check-in.

FAQs

What is the best card machine for hotels and b&bs in the UK?

The best UK card machine for hotels and b&bs in 2026 is Dojo Go (with PoS integration if available) on Dojo or Worldpay (for booking-engine integration). Hotels need card-on-file capability and settlement against authorisation holds; specialist-acquirer integration with booking engines often beats no-contract acquirers.

How much does a card machine cost for hotels and b&bs?

Card-machine cost for hotels and b&bs comprises hardware (free to £229 upfront), monthly fee (£0 to £25), per-transaction rate (0.8% to 1.95% typical for hotels and b&bs), plus chargeback and scheme fees. Headline rate is one input; total 12-month cost depends on monthly card volume, average transaction size, and contract length. Use our /fees-calculator/ to model the blended cost.

Average transaction size in hotels and b&bs?

£80 to £300. Booking-engine pre-authorisation with settlement at stay end. Variable across season..

What contactless share do hotels and b&bs businesses see?

~50%. Hotels and b&bs card-payment kit should prioritise contactless reliability over chip-and-PIN throughput; tap-to-pay reliability after 10pm is the differentiator on late-night trade.

What should hotels and b&bs owners watch out for when choosing a card machine?

Card-on-file PCI requirements stricter. Booking-engine integration with the acquirer often dictates choice. Pre-authorisation hold management adds friction at check-in.

Need a full till, not just a card machine?

If you also need stock, menus or kitchen tickets, see hospitality EPOS systems compared on published UK pricing.

How we rank

Rankings are built by desk research from each provider's published rates, upfront costs, contract lengths and settlement terms, held in a dated record per terminal (last-reviewed date shown on this page) and re-checked when published pricing changes. We do not hands-on test every device; specs are taken from provider documentation and cited. No provider pays for inclusion or position. MerchantHQ is an introducer: acquirers, including some brands ranked here, pay us commission on completed introductions. Commission never affects a ranking. See our methodology and how we are funded.

Reviewed by Oliver Mackman, Director, Best Business Loans Ltd. Last reviewed: 2026-04-26.

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Independent comparison · Quotes from acquirers and brokers · Whole-of-market UK card terminals