Best card machine for picture framers UK 2026
See the pick and alternatives for picture framers below, then ask our card-payments broker partner for 2 to 3 matched quotes.
The best UK card machine for picture framers in 2026 is SumUp Solo, on SumUp. Typical transaction size, cashflow and contactless use for this trade are in the table below, and the alternatives are listed after it.
MerchantHQ is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman.
Our pick
SumUp Solo
Acquirer: SumUp
Single-counter workshop trade. No-contract economics fit. Square Terminal works for those with retail-side stock and online sales. Higher-value commissions can still go on the same hardware.
Read full SumUp Solo reviewWhat picture framers card payments look like
- Cashflow shape
- Steady with deposit-on-commission lumps. Christmas and graduation surges (May to July, November to December).
- Typical transaction (our estimate)
- £40 to £300+
- Contactless use (our estimate)
- Mixed, with smaller payments tapped and larger ones by chip and PIN
- Recommended acquirer
- SumUp
Transaction sizes and contactless use are our working estimates for sizing a quote, not published statistics. Your own card statements give the real figures.
Card machines compared for picture framers
Headline rate, hardware cost and contract at a glance, from our full terminal reviews.
| Rank | Terminal | Rate | Hardware | Contract |
|---|---|---|---|---|
| #1 | SumUp Solo Our pick | 1.69% per transaction | £79 + VAT list price (SumUp often discounts it) | No contract |
| #2 | Square Terminal | 1.75% per transaction (UK) | £149 + VAT | No contract |
Prices and rates checked on the provider's own page: SumUp card readers page (2026-09-25); Square Terminal page (2026-09-25); Stripe UK pricing page (2026-10-02); Zettle card reader page (2026-09-25).
Alternatives for picture framers
- Square Terminal (with art-supply retail or online sales)
- Tap to Pay on iPhone (mobile / in-home consultation framers)
Watch outs specific to picture framers
- Deposit-on-bespoke needs clear refund policy in writing.
- Higher-value gallery commissions trigger SCA more often.
- Collection-ticket lapse periods (uncollected work after 6 months) need a documented charge policy.
FAQs
What is the best card machine for picture framers in the UK?
The best UK card machine for picture framers in 2026 is SumUp Solo on SumUp. Single-counter workshop trade. No-contract economics fit. Square Terminal works for those with retail-side stock and online sales. Higher-value commissions can still go on the same hardware.
How much does a card machine cost for picture framers?
Hardware runs from nothing (Tap to Pay on iPhone, on a phone you already own) to £229 + VAT (Stripe Reader S700), with SumUp Solo at £79 + VAT and Square Terminal at £149 + VAT. Published pay-as-you-go rates on UK cards are 1.69% at SumUp, 1.75% at Square and 1.75% at Zettle, with no monthly fee; contract providers quote a blended or bespoke rate and usually charge monthly terminal rental instead. Your blended monthly cost depends on card volume and average transaction size, so model it on your own numbers with our fees calculator rather than relying on a flat figure.
What is the average transaction size in this trade?
£40 to £300+, on our working estimate. Your own card statements give the real figure, and it matters because percentage fees and fixed per-transaction fees weigh differently on small and large payments.
How much contactless use is typical for picture framers?
Mixed, with smaller payments tapped and larger ones by chip and PIN, on our working estimate. Your own card statements show the real split between tap and chip and PIN, which is worth checking before you choose between a phone-paired reader and a standalone terminal.
What should I watch out for when choosing a card machine for picture framers?
Deposit-on-bespoke needs clear refund policy in writing. Also check the contract length, exit fees, chargeback handling and how quickly money settles into your account.
How we rank
Rankings are built by desk research from each provider's published rates, upfront costs, contract lengths and settlement terms, held in a dated record per terminal (last-reviewed date shown on this page) and re-checked when published pricing changes. We do not hands-on test every device; specs are taken from provider documentation and cited. No provider pays for inclusion or position. MerchantHQ is an introducer. Quote enquiries go to one card-payments broker, Merchant Advice Service, which pays us a fee for each introduction; acquirers do not pay us commission on quote enquiries. That fee never affects a ranking. See our methodology and how we are funded.
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