Mainstream acquirer

Adyen

Adyen is a mainstream acquirer operating across omnichannel (in-person + online). Terms are set per merchant rather than published, so the commercial profile below shows how Adyen structures its rate, settlement and contract.

Verifiable identifier chain

Legal entity
Adyen N.V.
FCA Firm Reference Number
FRN 779800 ↗
Companies House
FC041176 ↗
OpenCorporates
View ↗

Commercial profile

Headline rate
Bespoke interchange-plus
Settlement
Bespoke schedule
Contract
Custom
Channels
Omnichannel (in-person + online)
Tier
Mainstream acquirer

Rate source: Adyen pricing, checked 24 September 2026. Published rates change, so confirm with Adyen before you sign.

Editorial notes

Direct UK acquirer. Enterprise + high-volume. Best SCA exemption flagging.

Hardware reviews

We've reviewed the hardware tier behind Adyen. See the full review at Adyen review.

More from the index

Compare against the full Card Acquirer Index or check the head-to-head matchups.

Official site: Adyen

Adam Parker

Adam Parker

Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.

Last updated:

Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.

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