Cardstream
Cardstream is an online payment gateway. Terms are set per merchant rather than published, so the commercial profile below shows how Cardstream structures its rate, settlement and contract.
Commercial profile
- Headline rate
- Bespoke per partner
- Settlement
- Set by the acquirer behind each partner
- Contract
- Agreed with each partner
- Channels
- Online payments
- Tier
- Online payment gateway
Rate source: Cardstream pricing, checked 24 September 2026. Published rates change, so confirm with Cardstream before you sign.
Editorial notes
UK payment gateway rather than a card acquirer: it is mostly sold through partners, and the card acquiring behind it is done by whichever acquirer the partner uses.
More from the index
Compare against the full Card Acquirer Index or check the head-to-head matchups.
Official site: Cardstream
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last updated:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.