Mainstream acquirer

MyPOS

MyPOS is a mainstream acquirer operating across omnichannel (in-person + online). The published rate, settlement and contract terms are in the commercial profile below.

Commercial profile

Headline rate
From 1.10% + 7p (UK consumer cards, in person); higher for other card types and online
Settlement
Instant to MyPOS account
Contract
No contract
Channels
Omnichannel (in-person + online)
Tier
Mainstream acquirer

Rate source: MyPOS pricing, checked 24 September 2026. Published rates change, so confirm with MyPOS before you sign.

Editorial notes

EU-headquartered (Bulgaria) with UK passport. Instant payout.

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Official site: MyPOS

Adam Parker

Adam Parker

Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.

Last updated:

Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.

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