Opayo (formerly Sage Pay)
Opayo (formerly Sage Pay) is an online payment gateway. Terms are set per merchant rather than published, so the commercial profile below shows how Opayo (formerly Sage Pay) structures its rate, settlement and contract.
Commercial profile
- Headline rate
- Bespoke, typically 1.5% to 2.5%
- Settlement
- Via Elavon merchant agreement
- Contract
- 36 months
- Channels
- Online payments
- Tier
- Online payment gateway
Editorial notes
UK-specific gateway, Elavon-owned.
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Official site: Opayo (formerly Sage Pay)
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
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Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.