Square
Square is a mainstream acquirer operating across omnichannel (in-person + online). The published rate, settlement and contract terms are in the commercial profile below.
Verifiable identifier chain
- Legal entity
- Squareup Europe Ltd.
- FCA Firm Reference Number
- FRN 900846 ↗
- Companies House
- 08957689 ↗
- OpenCorporates
- View ↗
Commercial profile
- Headline rate
- 1.75% in-person, 1.4% + 25p online (UK cards)
- Settlement
- Next business day (same-day for extra fee)
- Contract
- No contract
- Channels
- Omnichannel (in-person + online)
- Tier
- Mainstream acquirer
Rate source: Square UK pricing, checked 23 September 2026. Published rates change, so confirm with Square before you sign.
Editorial notes
Built-in POS, receipt printer, Square Online for ecommerce.
Hardware reviews
We've reviewed the hardware tier behind Square. See the full review at Square review.
More from the index
See the full Square fee breakdown with the current published price table. Compare against the full Card Acquirer Index or check the head-to-head matchups.
Official site: Square
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last updated:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.