Tide
Tide is a mainstream acquirer operating across in-person card payments. The published rate, settlement and contract terms are in the commercial profile below.
Verifiable identifier chain
- Legal entity
- Tide Platform Limited
- Companies House
- 09595646 ↗
- OpenCorporates
- View ↗
Commercial profile
- Headline rate
- 1.5% + 5p per card-reader payment (pay-as-you-go)
- Settlement
- Same-day to Tide Business account
- Contract
- No contract
- Channels
- In-person card payments
- Tier
- Mainstream acquirer
Rate source: Tide card reader pricing, checked 23 September 2026. Published rates change, so confirm with Tide before you sign.
Editorial notes
Conditional on Tide Business banking. The card reader is £49 on pay-as-you-go, less on Tide's paid plans.
Hardware reviews
We've reviewed the hardware tier behind Tide. See the full review at Tide review.
More from the index
Compare against the full Card Acquirer Index or check the head-to-head matchups.
Official site: Tide
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last updated:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.