Best card machine for Cardiff taxi UK 2026
Compare the UK shortlist below, then get matched quotes from the acquirers most likely to approve you and beat your current pricing.
For Cardiff Council licensed Hackney carriage and PHV drivers across Cardiff, Newport, Vale of Glamorgan and the wider South Wales region. Cardiff Airport transfers via the M4 / A48, plus Cardiff City Stadium and Principality Stadium event-day surge (international rugby and football).
Based on MerchantHQ terminal reviews and our ranking methodology. Last reviewed 2026-05-11.
The ranking
1. Tap to Pay on iPhone (no terminal)
4.2 / 5Best Cardiff taxi setup
iPhone XS or later running iOS 16.4+, no separate terminal · Matches your chosen acquirer (about 1.69% to 1.75%) · No fixed term
Tap to Pay on iPhone: zero hardware, supports Apple Pay, Google Pay and contactless.
2. SumUp Solo
4.2 / 5Best dedicated Cardiff taxi reader
Portable terminal with built-in receipt printer (Solo Lite is no-printer) · 1.69% per transaction · No contract
SumUp Solo at £99 with 1.69% rate, standalone 4G works in Cardiff Bay and city-centre signal blackspots.
3. Square Terminal
4.1 / 5Best Cardiff airport-transfer driver
All-in-one countertop terminal with receipt printer · 1.75% per transaction (UK) · No contract
Square Terminal at £149 with built-in receipt printer for Cardiff Airport (CWL) corporate transfers.
4. Revolut Card Reader
3.7 / 5Best for international rugby-match day fares
Compact Bluetooth-paired reader · 0.8% to 1.0% per transaction (depending on subscription tier) · Subscription-tier dependent (Revolut Business plan)
Revolut Card Reader at £49 with 0.8% to 1.0% rate. Multi-currency for international rugby-tourist trade on Six Nations and autumn international match days at the Principality Stadium.
Quick comparison
Headline rate, hardware cost, contract and form factor at a glance.
| Rank | Terminal | Rate | Hardware | Contract |
|---|---|---|---|---|
| #1 | Tap to Pay on iPhone (no terminal) | Matches your chosen acquirer (about 1.69% to 1.75%) | £0 hardware (you already have the iPhone) | No fixed term |
| #2 | SumUp Solo | 1.69% per transaction | £99 to £149 hardware | No contract |
| #3 | Square Terminal | 1.75% per transaction (UK) | £149 to £199 | No contract |
| #4 | Revolut Card Reader | 0.8% to 1.0% per transaction (depending on subscription tier) | £49 hardware | Subscription-tier dependent (Revolut Business plan) |
FAQs
What is the best card machine for a Cardiff taxi driver?
Tap to Pay on iPhone (zero hardware) for general trade. SumUp Solo at £99 is the strongest dedicated reader. Square Terminal at £149 wins for Cardiff Airport (CWL) transfer drivers needing receipts. Revolut Card Reader wins for international rugby-match-day drivers serving Six Nations visitors.
Does Cardiff Council mandate card acceptance on taxis?
No statutory mandate. Cardiff Council licensing covers accessibility, metering and CCTV under Welsh local-government law. Card acceptance is commercial standard.
How do Cardiff drivers handle Principality Stadium event-day surge?
Six Nations rugby matches (Feb-March), autumn internationals (Nov), Welsh football internationals and Principality Stadium concerts create 4-5 hour evening spikes for taxi trade. Cardiff city centre, Cardiff Bay and out-to-Vale routes all surge. Card-machine reliability and contactless throughput matter more than rate.
Should Cardiff drivers offer Welsh-language receipt or service?
Welsh-language signage and verbal communication where the driver is Welsh-speaking is well-received in Welsh-speaking-heavy areas (Caerphilly, Bridgend, parts of West Wales). Card-machine receipts themselves are English-only by Visa and Mastercard scheme rule.
How we rank
Rankings are built by desk research from each provider's published rates, upfront costs, contract lengths and settlement terms, held in a dated record per terminal (last-reviewed date shown on this page) and re-checked when published pricing changes. We do not hands-on test every device; specs are taken from provider documentation and cited. No provider pays for inclusion or position. MerchantHQ is an introducer: acquirers, including some brands ranked here, pay us commission on completed introductions. Commission never affects a ranking. See our methodology and how we are funded.
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Reviewed by Oliver Mackman, Director, Best Business Loans Ltd. Last reviewed: 2026-05-11.