Revolut Card Reader review
Revolut Card Reader is part of the Revolut Business stack. Headline rate is among the cheapest in the UK SMB market, but conditional on holding a Revolut Business subscription. Best fit for Revolut Business users with international payment flow; less compelling as a standalone choice.
At a glance
- Manufacturer
- Revolut (acquirer partner)
- Acquirer
- Revolut Business / partner
- Form factor
- Compact Bluetooth-paired reader
- Contract
- Subscription-tier dependent (Revolut Business plan)
How Revolut Card Reader works
Revolut Card Reader is a card terminal supplied through Revolut Business / partner. Form factor: Compact Bluetooth-paired reader. Connectivity: Bluetooth (paired with Revolut Business app).
Cards are read at the device, the transaction is authorised through Revolut Business / partner, and funds settle to your nominated UK bank account on that provider's schedule. The pricing table below shows the rate and contract.
Revolut Business / partner processes the card payments, but you are still the merchant. The contract sets your PCI DSS obligations and your liability for chargebacks, so read those terms before you sign. For the FCA chain, Companies House identifier and contract terms behind this acquirer, see the Revolut Business processor profile.
Pricing breakdown
| Cost component | Amount |
|---|---|
| Setup / hardware cost | £49 hardware |
| Transaction rate | 0.8% to 1.0% per transaction (depending on subscription tier) |
| Monthly fee | Set by the acquirer; confirm in writing |
| Contract length | Subscription-tier dependent (Revolut Business plan) |
| Exit fee | Early-termination fee may apply; confirm in writing |
Verify pricing directly with Revolut Business / partner before signing. UK card-acceptance pricing varies by sector, ticket size and processing volume.
Hardware and software
- Form factor: Compact Bluetooth-paired reader.
- Connectivity: Bluetooth (paired with Revolut Business app).
- Card schemes accepted depend on your acquirer.
- Contactless: cards, Apple Pay and Google Pay, up to the contactless limit.
- Receipts: digital receipts by SMS or email, with no built-in printer.
- POS integrations: ask the acquirer for its current list.
Contactless payments
Status: Accepts contactless cards, Apple Pay and Google Pay
This terminal has its own contactless reader. That is different from Tap to Pay on iPhone, which turns a phone into the reader: see our Tap to Pay on iPhone review for that product. Read the Tap to Pay on iPhone review
Settlement and funds
Same-day settlement to the merchant's Revolut Business account.
Pros and cons
Pros
- + Cheapest UK headline rate (0.8% on higher Revolut Business plans).
- + Strong international payments and FX integration.
- + Same-day settlement to Revolut account.
Cons
- − Rate conditional on Revolut Business subscription (£25 to £100+ per month).
- − Locked to Revolut ecosystem.
- − Hardware basic compared to Dojo / Square.
Best for and avoid if
Best for
- · Existing Revolut Business customers
- · International / multi-currency businesses
- · Tech-led businesses prioritising integration
Avoid if
- · Non-Revolut customers
- · UK-only retail without international flow
- · Operators wanting standalone hardware
FAQs
Does Revolut Card Reader require a contract?
It depends on the acquirer or provider you sign with, and there is no single published term. Confirm the contract length, exit fees, auto-renewal and minimum monthly fees in writing before signing.
What does Revolut Card Reader cost in year 1?
Upfront hardware: £49 hardware. Transaction rate: 0.8% to 1.0% per transaction (depending on subscription tier). Contract: Subscription-tier dependent (Revolut Business plan). First-year cost depends on your card volume; MerchantHQ's quote tool will model the effective cost against alternatives.
Can I integrate Revolut Card Reader with my till or POS software?
Integration depends on the acquirer and the till software. Ask Revolut Business / partner for its current list of supported integrations, and confirm your till software is on it before you buy hardware.
How fast does Revolut Card Reader settle funds?
Same-day settlement to the merchant's Revolut Business account.
Can I cancel Revolut Card Reader early?
Early termination is governed by the contract. Check it for an early-termination fee or a remaining-monthly-fees clause, and get the cancellation terms in writing before you sign.
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Official site: Revolut (acquirer partner)
MerchantHQ is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman. Last updated:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.