Teya Pro review
Teya Pro is the strongest UK card terminal for merchants who want weekend settlement without a fixed-term contract in 2026. Machine plans from £14.99 per month on a rolling monthly basis with no lock-in, next-day settlement by 9am every day including weekends and bank holidays, and instant settlement available to the free Teya Business Account. Transaction rates are bespoke per merchant (blended, tiered or interchange++), so compare the written quote. A £29.99 monthly fee applies when card turnover is under £2,500, which rules it out for very small traders.
At a glance
- Manufacturer
- Teya
- Acquirer
- Teya (in-house)
- Form factor
- Portable Android smart terminal with built-in receipt printer
- Contract
- Rolling monthly plan, no lock-in
How Teya Pro works
Teya Pro is a card terminal supplied through Teya (in-house). Form factor: Portable Android smart terminal with built-in receipt printer. Connectivity: 4G (multi-carrier SIM included).
Cards are read at the device, the transaction is authorised through Teya, and funds settle to your nominated UK bank account on that provider's schedule. The pricing table below shows the rate and contract.
Teya processes the card payments, but you are still the merchant. The contract sets your PCI DSS obligations and your liability for chargebacks, so read those terms before you sign. For the FCA chain, Companies House identifier and contract terms behind this acquirer, see the Teya processor profile.
Pricing breakdown
| Cost component | Amount |
|---|---|
| Setup / hardware cost | Machine plans from £14.99 per month (no upfront purchase price published) |
| Transaction rate | Bespoke (blended, tiered or interchange++ per merchant) |
| Monthly fee | Plan-based, from £14.99 per month; £29.99 fee applies below £2,500 monthly card turnover |
| Contract length | Rolling monthly plan, no lock-in |
| Exit fee | None advertised (rolling monthly, no lock-in); confirm final billing and hardware return |
Verify pricing directly with Teya before signing. UK card-acceptance pricing varies by sector, ticket size and processing volume.
Hardware and software
- Form factor: Portable Android smart terminal with built-in receipt printer.
- Connectivity: 4G (multi-carrier SIM included).
- Card schemes accepted depend on your acquirer.
- Contactless: cards, Apple Pay and Google Pay, up to the contactless limit.
- Receipts: built-in receipt printer.
- POS integrations: ask the acquirer for its current list.
Contactless payments
Status: Accepts contactless cards, Apple Pay and Google Pay
This terminal has its own contactless reader. That is different from Tap to Pay on iPhone, which turns a phone into the reader: see our Tap to Pay on iPhone review for that product. Read the Tap to Pay on iPhone review
Settlement and funds
Next-day settlement by 9am every day, including weekends and bank holidays, as standard. Instant settlement is available when settling to the free Teya Business Account. Settling to a different bank account adds 0.10% to transaction fees.
Pros and cons
Pros
- + Next-day settlement by 9am every day, including weekends and bank holidays.
- + Rolling monthly plan with no lock-in, unusual for a plan-based terminal.
- + Free Teya Business Account with instant settlement and a 0.5% cashback debit card.
- + 24/7 UK-based support and 50+ ePOS integrations.
Cons
- − Transaction rates are not published; pricing is a bespoke quote per merchant.
- − £29.99 monthly fee when card turnover is under £2,500.
- − Settling to a non-Teya bank account adds 0.10% to transaction fees.
Best for and avoid if
Best for
- · Hospitality and retail wanting weekend settlement without a 12-month contract
- · Merchants who want payments and banking in one stack
- · Businesses leaving fixed-term ISO contracts
Avoid if
- · Sub-£2,500 monthly card turnover (the £29.99 fee applies)
- · Merchants who want published, comparable headline rates
FAQs
Does Teya Pro require a contract?
No fixed term. Teya Pro runs on a rolling monthly plan with no lock-in, so you pay the monthly plan fee plus your quoted transaction rate and can cancel the plan rather than serve out a fixed contract. Confirm any hardware-return and final-billing steps in writing when you cancel.
What does Teya Pro cost in year 1?
Upfront hardware: Machine plans from £14.99 per month (no upfront purchase price published). Transaction rate: Bespoke (blended, tiered or interchange++ per merchant). Contract: Rolling monthly plan, no lock-in. First-year cost depends on your card volume; MerchantHQ's quote tool will model the effective cost against alternatives.
Can I integrate Teya Pro with my till or POS software?
Integration depends on the acquirer and the till software. Ask Teya for its current list of supported integrations, and confirm your till software is on it before you buy hardware.
How fast does Teya Pro settle funds?
Next-day settlement by 9am every day, including weekends and bank holidays, as standard.
Can I cancel Teya Pro early?
Yes. Teya Pro runs on a rolling monthly plan with no lock-in, so there is no fixed term to buy out. Cancel the plan, confirm the final billing date in writing, and return any plan-supplied hardware if the provider asks for it.
Compare Teya Pro
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Official site: Teya
MerchantHQ is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman. Last updated:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.