Stripe
Stripe is a mainstream acquirer operating across omnichannel (in-person + online). The published rate, settlement and contract terms are in the commercial profile below.
Verifiable identifier chain
- Legal entity
- Stripe Payments UK, Ltd
- Companies House
- 08480771 ↗
- OpenCorporates
- View ↗
Commercial profile
- Headline rate
- 1.5% + 20p online (standard UK cards), 1.4% + 10p in-person (EEA cards)
- Settlement
- 2-day to 7-day rolling for new accounts
- Contract
- No contract
- Channels
- Omnichannel (in-person + online)
- Tier
- Mainstream acquirer
Rate source: Stripe UK pricing, checked 23 September 2026. Published rates change, so confirm with Stripe before you sign.
Editorial notes
Best UK developer ecosystem. Stripe Billing for SaaS recurring.
Hardware reviews
We've reviewed the hardware tier behind Stripe. See the full review at Stripe review.
More from the index
See the full Stripe fee breakdown with the current published price table. Compare against the full Card Acquirer Index or check the head-to-head matchups.
Official site: Stripe
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind MerchantHQ. His career runs through insurance, mortgages, commercial finance and fintech lending, including payments and merchant services. He writes the MerchantHQ library.
Last updated:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.