Stripe Reader S700 review
Stripe Reader S700 is the strongest UK card terminal for businesses already running on Stripe online in 2026. £229 excl. VAT hardware, a 5.5in Android touchscreen, and custom checkout flows via the Stripe Terminal SDK. It runs on Wi-Fi, with Ethernet only through the optional £29 hub or £39 dock, and has no cellular: for that you want the Stripe Reader S710 at the same £229. There is no built-in receipt printer, so pair an external printer through the dock or hub if you need paper. Stripe publishes standard Terminal pricing of 1.4% + 10p on EEA cards and 2.9% + 10p on non-EEA cards, with custom pricing for large volumes. Best fit for hybrid online-plus-in-person SMBs with developer resource; not a plug-and-play choice for non-technical small retail.
At a glance
- Manufacturer
- Stripe (BBPOS hardware)
- Acquirer
- Stripe
- Form factor
- Touchscreen handheld smart terminal, 5.5in display, Android 10 (no built-in printer; external receipt printer via the optional dock or hub)
- Contract
- No contract (Stripe standard pay-as-you-go terms)
How Stripe Reader S700 works
Stripe Reader S700 is a card terminal supplied through Stripe. Form factor: Touchscreen handheld smart terminal, 5.5in display, Android 10 (no built-in printer; external receipt printer via the optional dock or hub). Connectivity: WiFi, Ethernet (via the £29 hub or £39 dock), Bluetooth for accessories.
Cards are read at the device, the transaction is authorised through Stripe, and funds settle to your nominated UK bank account on that provider's schedule. The pricing table below shows the rate and contract.
Stripe processes the card payments, but you are still the merchant. The contract sets your PCI DSS obligations and your liability for chargebacks, so read those terms before you sign. For the FCA chain, Companies House identifier and contract terms behind this acquirer, see the Stripe processor profile.
Pricing breakdown
| Cost component | Amount |
|---|---|
| Setup / hardware cost | £229 excl. VAT |
| Transaction rate | 1.4% + 10p EEA cards, 2.9% + 10p non-EEA (Stripe standard Terminal pricing) |
| Monthly fee | No standing monthly fee |
| Contract length | No contract (Stripe standard pay-as-you-go terms) |
| Exit fee | None (no fixed contract) |
Verify pricing directly with Stripe before signing. UK card-acceptance pricing varies by sector, ticket size and processing volume. Source: Stripe UK pricing page, checked 2026-10-02. Full published price table: Stripe fees.
Hardware and software
- Form factor: Touchscreen handheld smart terminal, 5.5in display, Android 10 (no built-in printer; external receipt printer via the optional dock or hub).
- Connectivity: WiFi, Ethernet (via the £29 hub or £39 dock), Bluetooth for accessories.
- Card schemes accepted depend on your acquirer.
- Contactless: cards, Apple Pay and Google Pay, up to the contactless limit.
- Receipts: digital receipts by SMS or email, with no built-in printer.
- POS integrations: ask the acquirer for its current list.
Contactless payments
Status: Accepts contactless cards, Apple Pay and Google Pay
This terminal has its own contactless reader. That is different from Tap to Pay on iPhone, which turns a phone into the reader: see our Tap to Pay on iPhone review for that product. Read the Tap to Pay on iPhone review
Settlement and funds
Standard Stripe schedule: the first payout lands 7 calendar days after your first live payment, then UK accounts default to T+3 business days, paid out daily unless you pick a weekly, monthly or manual schedule.
Pros and cons
Pros
- + Tight Stripe integration (online + in-person on one stack).
- + Touchscreen UI with custom apps via Stripe Terminal SDK.
- + Strong hardware build.
- + Standard published pricing, no negotiation needed to get started.
- + No fixed contract term.
Cons
- − Higher upfront cost at £229 excl. VAT.
- − No cellular: Wi-Fi only unless you buy the hub or dock for Ethernet, or move up to the S710.
- − No built-in receipt printer.
- − Software customisation needs developer time.
Best for and avoid if
Best for
- · Existing Stripe online merchants
- · Tech-led businesses with developer resource
- · Hybrid online + in-person
Avoid if
- · Plug-and-play SMB without developer time
- · Cost-sensitive small retail
- · Mobile trading with no reliable Wi-Fi (use the S710)
FAQs
Does Stripe Reader S700 require a contract?
No. Stripe Reader S700 is offered with no fixed contract (no contract (Stripe standard pay-as-you-go terms)). You pay per transaction and can stop using the service at any time.
What does Stripe Reader S700 cost in year 1?
Upfront hardware: £229 excl. VAT. Transaction rate: 1.4% + 10p EEA cards, 2.9% + 10p non-EEA (Stripe standard Terminal pricing). Contract: No contract (Stripe standard pay-as-you-go terms). First-year cost depends on your card volume; MerchantHQ's quote tool will model the effective cost against alternatives.
Can I integrate Stripe Reader S700 with my till or POS software?
Integration depends on the acquirer and the till software. Ask Stripe for its current list of supported integrations, and confirm your till software is on it before you buy hardware.
How fast does Stripe Reader S700 settle funds?
Standard Stripe schedule: the first payout lands 7 calendar days after your first live payment, then UK accounts default to T+3 business days, paid out daily unless you pick a weekly, monthly or manual schedule.
Can I cancel Stripe Reader S700 early?
Yes. As Stripe Reader S700 runs without a fixed contract, you can stop processing at any time. Check the acquirer's account-closure policy.
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Official site: Stripe (BBPOS hardware)
MerchantHQ is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman. Last updated:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.