PAX A920 Pro review
PAX A920 Pro is an Android-based handheld payment terminal with a built-in receipt printer, supplied in the UK through acquirers, ISOs and brokers. The hardware is the same whoever supplies it; the experience depends on the acquirer app it runs.
At a glance
- Manufacturer
- PAX Technology
- Acquirer
- Multiple (supplied through various acquirers, ISOs and brokers)
- Form factor
- Android-based handheld with receipt printer
- Contract
- Not published; often 12 to 36 months via the acquirer or ISO (our estimate)
How PAX A920 Pro works
PAX A920 Pro is a card terminal supplied through various UK acquirers and ISOs. Form factor: Android-based handheld with receipt printer. Connectivity: WiFi, 4G, Bluetooth.
Cards are read at the device, the transaction is authorised through the acquirer or ISO, and funds settle to your nominated UK bank account on that provider's schedule. The pricing table below shows the rate and contract.
The acquirer or ISO processes the card payments, but you are still the merchant. The contract sets your PCI DSS obligations and your liability for chargebacks, so read those terms before you sign.
Pricing breakdown
| Cost component | Amount |
|---|---|
| Setup / hardware cost | Often rented through the acquirer or ISO; confirm the price with them |
| Transaction rate | Acquirer-dependent |
| Monthly fee | Set by the acquirer; confirm in writing |
| Contract length | Not published; often 12 to 36 months via the acquirer or ISO (our estimate) |
| Exit fee | Early-termination fee may apply; confirm in writing |
Verify pricing directly with the acquirer or ISO before signing. UK card-acceptance pricing varies by sector, ticket size and processing volume.
Hardware and software
- Form factor: Android-based handheld with receipt printer.
- Connectivity: WiFi, 4G, Bluetooth.
- Card schemes accepted depend on your acquirer.
- Contactless: cards, Apple Pay and Google Pay, up to the contactless limit.
- Receipts: built-in receipt printer.
- POS integrations: ask the acquirer for its current list.
Contactless payments
Status: Accepts contactless cards, Apple Pay and Google Pay
This terminal has its own contactless reader. That is different from Tap to Pay on iPhone, which turns a phone into the reader: see our Tap to Pay on iPhone review for that product. Read the Tap to Pay on iPhone review
Settlement and funds
Settlement is set by the acquirer or ISO supplying the hardware. Ask for the settlement time in writing before you sign.
Pros and cons
Pros
- + Android platform that acquirers can customise.
- + Receipt printer built in.
Cons
- − Often rented rather than bought, with lock-in through the acquirer contract.
- − Performance depends on the acquirer app.
Best for and avoid if
Best for
- · Hospitality, retail and salons via a broker or ISO
- · Acquirer-bundled deployments
Avoid if
- · No-contract economics
- · Standalone use without an acquirer
FAQs
Does PAX A920 Pro require a contract?
It depends on the acquirer or provider you sign with, and there is no single published term. Confirm the contract length, exit fees, auto-renewal and minimum monthly fees in writing before signing.
What does PAX A920 Pro cost in year 1?
Upfront hardware: Often rented through the acquirer or ISO; confirm the price with them. Transaction rate: Acquirer-dependent. Contract: Not published; often 12 to 36 months via the acquirer or ISO (our estimate). First-year cost depends on your card volume; MerchantHQ's quote tool will model the effective cost against alternatives.
Can I integrate PAX A920 Pro with my till or POS software?
Integration depends on the acquirer and the till software. Ask the acquirer or ISO for its current list of supported integrations, and confirm your till software is on it before you buy hardware.
How fast does PAX A920 Pro settle funds?
Settlement is set by the acquirer or ISO supplying the hardware.
Can I cancel PAX A920 Pro early?
Early termination is governed by the contract. Check it for an early-termination fee or a remaining-monthly-fees clause, and get the cancellation terms in writing before you sign.
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Official site: PAX Technology
MerchantHQ is owned and operated by Best Business Loans Ltd, directed by Oliver Mackman. Last updated:
Payments review: Derren Powell, payments and fintech specialist, formerly Vice President, Business Development (Merchants) at Mastercard. Independent reviewer; the MerchantHQ editorial team retains control of the final content.