Best card machine for Funeral directors
Independent funeral directors and family-run undertakers. Higher-ticket transactions, often paid by deceased's estate or family within 30 days. Pre-paid funeral plans run separately.
Our pick
Stripe Reader S700
Acquirer: Stripe
Card-not-present invoice-pay-by-card is the dominant flow; in-person card less common. Stripe handles both on one stack with clear settlement. Pre-paid funeral plans are FCA-regulated and run on separate rails.
Why this trade matters
- Cashflow shape
- Steady year-round with winter peak (flu / cold-related deaths December to February). Invoice-pay terms 7 to 30 days.
- Average transaction
- £800 to £6,000+
- Contactless share
- ~10% (most flow is invoice-pay-by-card)
Watch outs
- FCA-regulated pre-paid funeral plans (since July 2022) run on separate compliance rails from at-need card processing.
- High-value transactions trigger SCA; 3DS configuration on pay-by-link matters.
- Estate-paid invoices can take 30 to 90 days; acquirer reserve practices vary.
- NAFD or SAIF membership does not affect card acceptance.
Alternatives
- Square Terminal (smaller operators)
- Tap to Pay on iPhone (visiting arrangements)
Compare picks
How Stripe Reader S700 stacks up
Funeral directors by location
Locations we cover for Funeral directors.
- Leicester
- Southall (Ealing)
- Wembley (Brent)
- Harrow
- Birmingham (Handsworth and Soho Road)
- Smethwick (Sandwell)
- Slough
- Coventry (Foleshill and Stoney Stanton)
- East Ham (Newham)
- Manchester (Cheetham Hill and Rusholme)
- Leeds (Harehills and Chapeltown)
- Wolverhampton (Bilston Road and Whitmore Reans)
- Tooting (Wandsworth)
- Bradford
- Forest Gate (Newham)
- Hounslow
Related on our sister sites
Need finance for your Funeral directors business?
Card flow is the security on which most Funeral directors businesses borrow. See our sister site BestBusinessLoans by sector for editorial reviews of UK lenders that fund Funeral directors.
Director, MerchantHQ
Oliver leads MerchantHQ's terminal testing and acquirer comparison. With a background in UK commercial finance and merchant payments, he oversees terminal reviews, switching guidance and high-risk vertical mapping.
Last reviewed: 18 May 2026